University of Lucknow, UP, General Semester 2, Banking Operations Management Syllabus

                                                                              BANKING OPERATIONS MANAGEMENT

Unit - 1 Indian financial & Banking system

Financial sector reforms in India,
RBI – role, functions, monetary policy and credit control, commercial banking in
India, Regulatory Environment for commercial bank in Indian core banking.

Unit - 2 Operational Aspect of commercial banks in India

Relationship b / w Banker and
customers, Types of customer a/c, Cheques, Endorsement, Presentment, Dishonour,
Rights and liabilities of Paying and collecting Banker, Time Value of money –
calculation of interest on loan & deposits, EMIs, Present Value, future value and loan
Amortisation.

Unit - 3 Negotiable Instruments  

Bills of Exchange and Promissory notes, Rights and
liabilities of parties, Bills discounting and purchasing, ancillary Services of the
Bankers.

Unit - 4 Employment of funds 

Financial statement analysis, Types of
securities, mode of creating charge, Bank guarantees, Asset – liability management in
commercial Banks. Basel norms