{"id":5421,"date":"2021-09-02T13:43:10","date_gmt":"2021-09-02T08:13:10","guid":{"rendered":"https:\/\/www.goseeko.com\/blog\/?p=5421"},"modified":"2026-04-10T05:52:00","modified_gmt":"2026-04-10T00:22:00","slug":"what-is-general-insurance","status":"publish","type":"post","link":"https:\/\/www.goseeko.com\/blog\/what-is-general-insurance\/","title":{"rendered":"What is general insurance ?"},"content":{"rendered":"\n<p>General insurance, also referred to as non-life insurance, is related to insurance of properties, assets, real estate, gazettes, automobiles etc. Under this agreement, the insurer\/insurance company assures the insured for the uncertainty of the subject matter on payment of premium. Some examples  general company are-<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>GICI<\/li>\n\n\n\n<li><a href=\"https:\/\/www.policybazaar.com\/insurance-companies\/kotak-mahindra-general-insurance\/?pb_source=organic\">Kotak Mahindra General Insurance<\/a><\/li>\n\n\n\n<li>Max Bupa Health Insurance<\/li>\n\n\n\n<li><a href=\"https:\/\/www.policybazaar.com\/insurance-companies\/national-general-insurance\/?pb_source=organic\">National General Insurance<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.policybazaar.com\/insurance-companies\/new-india-assurance\/?pb_source=organic\">New India Assurance General Insurance<\/a><\/li>\n\n\n\n<li>SBI General Insurance Company Ltd.<\/li>\n\n\n\n<li>TATA AIG <\/li>\n\n\n\n<li>HDFC ERGO  etc.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Types <\/strong>of general insurance<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Health insurance:<\/strong> It is related to assurance for protection of medical expenses incurred due to accidents or some selected illness.\u00a0<\/li>\n\n\n\n<li><strong>Travel insurance<\/strong>: It covers protection for travellers travelling abroad. Thus,  it provides protection against medical emergencies, loss of passport, baggage, delay in flights etc.\u00a0<\/li>\n\n\n\n<li><strong>Motor insurance<\/strong>: It covers protection for the vehicle loss, injury of the driver in an accident. Both four wheelers and two wheelers come under such insurance schemes. here are 3 types of plans-<\/li>\n<\/ol>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Two-Wheeler Insurance: <\/strong>For two-wheelers like scooter or motorbike<\/li>\n\n\n\n<li><strong>Car Insurance: <\/strong>For registered private cars<\/li>\n\n\n\n<li><strong>Commercial Vehicle Insurance: <\/strong>For vehicles used for other than private purposes.\u00a0<\/li>\n<\/ul>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li><strong>Home insurance: <\/strong>It covers protection for the personal home of the insurer against the damages like fire, burglary, Loss\/Damage of Jewelry etc.<\/li>\n\n\n\n<li><strong>Commercial insurance<\/strong>: It is related to insurance of commercial properties like marine insurance, property insurance, employee benefit insurance etc.<\/li>\n\n\n\n<li><strong>Insurance of gazates<\/strong>: It covers protection against gadgets like mobile phone, computer, printer and such items from accidental damages.<\/li>\n<\/ol>\n\n\n\n<p><strong>Importance <\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Firstly, it provides protection to properties against the damages.<\/li>\n\n\n\n<li>Secondly, it promotes and facilitates business by providing protection to their properties like buildings, machines, vehicles, raw materials, stock, employees etc.<\/li>\n\n\n\n<li>Additionally, it also provides protection to private properties against the probable damages.<\/li>\n\n\n\n<li>Finally, it makes it convenient to bear medical <a href=\"https:\/\/adepoldobrasil.org.br\/convenios\/\">https:\/\/adepoldobrasil.org.br\/convenios\/<\/a> expenses for hospitalization of patients due to some specific illness or accident.<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>General insurance, also referred to as non-life insurance, is related to insurance of properties, assets, real estate, gazettes, automobiles etc. <\/p>\n","protected":false},"author":28,"featured_media":5423,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[27],"tags":[],"class_list":["post-5421","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-commerce"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.3.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Goseeko blog % What is general insurance ? 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